Will a short sale affect my credit?

Yes, but typically less severely than a foreclosure. Most homeowners see their credit recover faster after a short sale compared to a foreclosure or bankruptcy.

Do I have to pay Nationwide Financial for these services?

Your initial consultation is free. In most short sale transactions, our fees are covered through the sale itself, not paid out of pocket by you — we'll walk you through exactly how this works for your situation.

How long does the short sale process take?

Timelines vary depending on your lender and situation, but most short sales are completed within a few months of receiving an offer. We keep you informed at every stage.

Can I still sell my home if I'm behind on payments?

Yes. Being behind on payments is one of the most common reasons homeowners pursue a short sale. We can help you understand your options even if you're already in default.

What happens if my lender doesn't approve the short sale?

We work to structure your hardship package and offer to maximize the chance of approval. If a short sale isn't approved, we'll help you understand what other options may be available.

Trusted Short Sale Specialists

A Clear Path Through Your Short Sale — Guided With Care

Nationwide Financial helps homeowners facing financial hardship avoid foreclosure, protect their credit, and move forward with confidence — through expert lender negotiation and compassionate, judgment-free guidance.

Schedule Free Consultation Call (800) 555-0182

No Upfront Fees • Licensed & Experienced • 100% Confidential

Exterior of a well-maintained single-family home

500+ Homeowners Helped

15+ Years Combined Experience

100% Confidential Consultations

A+ Client Satisfaction

Nationwide Financial advisor shaking hands with a client after a consultation

About Us

Real Solutions for Homeowners Facing Financial Hardship

Nationwide Financial was built on a simple belief: homeowners going through financial hardship deserve honest guidance, not judgment. We specialize in short sales — working directly with lenders to help you avoid foreclosure, minimize financial damage, and move forward on solid ground.

Our team handles the negotiation, documentation, and lender communication from start to finish, so you can focus on what comes next. Every situation is different, and we take the time to understand yours before recommending a path forward.

Licensed short sale specialists
Direct lender negotiation on your behalf
No upfront fees for our consultation

Why Choose Us

Why Homeowners Trust Nationwide Financial

We combine deep short sale expertise with a genuinely supportive approach, so you always know what's happening and why.

No Upfront Fees

Your initial consultation is completely free, and we don't charge fees before we've done the work of negotiating on your behalf.

Direct Lender Negotiation

We communicate directly with your lender's loss mitigation department, so you don't have to navigate confusing paperwork alone.

Personalized Guidance

Every homeowner's situation is different. We take the time to understand yours and recommend the right path forward.

Proven Track Record

We've helped hundreds of homeowners successfully complete short sales and avoid the long-term damage of foreclosure.

Our Services

How We Help

From your first conversation to closing day, we manage every part of the short sale process on your behalf.

Short Sale Negotiation

We negotiate directly with your lender to structure and approve a short sale that satisfies your mortgage debt.

Foreclosure Avoidance Consulting

We help you understand your options and act before foreclosure proceedings begin.

Documentation & Paperwork

We manage the hardship packages, financial disclosures, and lender forms required to move your case forward.

Financial Hardship Review

We assess your financial situation to determine whether a short sale is the right solution for you.

Seller Advisory Services

Ongoing guidance and support for homeowners throughout the entire short sale process, from listing to closing.

Buyer Advisory for Short Sale Properties

We help buyers understand the short sale process and what to expect when purchasing one of these properties.

The Benefits

What a Short Sale Can Do For You

A short sale isn't just an alternative to foreclosure — it's a chance to resolve your debt and move forward on your own terms.

Avoid Foreclosure

A completed short sale allows you to satisfy your mortgage debt without the long-term consequences of foreclosure.

Protect Your Credit

Short sales typically have a less severe impact on your credit score and history than a foreclosure.

Reduce Financial Stress

Our team manages lender communication and negotiation, easing the burden during a difficult time.

Move Forward With a Fresh Start

Resolve your mortgage debt and put yourself in a stronger position to rebuild financially.

Our Process

A Simple, Guided Process

We manage the complexity so you always know what's happening next.

Infographic showing the five steps of the Nationwide Financial short sale process: consultation, financial and property review, lender negotiation, offer and approval, and closing

Free Consultation

We start with a confidential conversation about your situation and explain your available options.

Financial & Property Assessment

We review your finances and property details to determine if a short sale is the right fit.

Lender Negotiation

We submit your hardship package and negotiate directly with your lender on your behalf.

Offer & Approval

We work with you and the buyer to secure lender approval on acceptable terms.

Closing & Fresh Start

Your short sale closes, your mortgage debt is resolved, and you move forward with a clean slate.

Results You Can Trust

0+Homeowners Assisted

$0M+In Debt Relief Negotiated

0+Years of Combined Experience

0%Client Satisfaction Rate

Testimonials

What Our Clients Say

“Nationwide Financial handled every conversation with my lender. I didn't have to figure any of it out alone, and we avoided foreclosure completely.”

Sarah M.

Columbus, OH

“I was embarrassed about my situation, but their team never made me feel judged. They explained every step and kept me informed the whole way.”

David R.

Cleveland, OH

“The process took less time than I expected, and I finally feel like I can move forward without this debt hanging over me.”

Angela T.

Cincinnati, OH

FAQ

Frequently Asked Questions

A short sale is when a lender agrees to let a homeowner sell their property for less than what's owed on the mortgage, forgiving the remaining balance or arranging repayment terms. It's an alternative to foreclosure.

Ready to Take the First Step?

Schedule a free, confidential consultation and let's talk about the best path forward for your situation.